Malaysia My Second Home
Five to twenty years of residence in exchange for a substantial fixed deposit.
Malaysia My Second Home Programme
MM2H is Malaysia's long-stay residence programme, restructured in 2024 into Silver, Gold and Platinum tiers based on the size of a fixed deposit held in a Malaysian bank. It grants multi-year multiple-entry residence with dependants, and the Platinum tier permits limited work and business activity. It is capital-intensive and considerably more demanding than DE Rantau, so it makes sense for people committing to Malaysia for a decade rather than a season. Sarawak runs its own separate and cheaper version.
At a glance
Initial stay
1,825 days
Per entry, before extension
Entries
Multiple
Application fee
5,000 MYR
Processing
60–180 days
Apply
Online and in person
Valid for
60 months
5 years
Savings required
150,000 USD
Silver tier. Gold and Platinum require multiples of this.
Other fees
- Annual pass fee per person
- 500 MYR
Who can apply
Broadly open, but consulates assess each application case by case.
Excluded passports (1)
Requirements
- Fixed deposit from USD 150,000RequiredThe Silver tier requires a fixed deposit of around USD 150,000 held in a Malaysian bank, with Gold and Platinum requiring substantially more. A portion may be withdrawn after a year for property, healthcare or education.
- Minimum age 25RequiredApplicants must be at least 25 years old.
- Clean criminal recordRequiredA criminal record certificate and security screening are part of the process.
- Medical insurance valid in MalaysiaRequiredMedical insurance covering the applicant and dependants in Malaysia is required.
- Minimum presence requirementInfoThe restructured programme requires holders to spend a minimum number of days in Malaysia each year, and to purchase property at some tiers. Confirm current conditions before committing capital.
Documents to prepare
- Passport
- Proof of fixed deposit in a Malaysian bank
- Criminal record certificate
- Medical examination report
- Medical insurance certificate
- Marriage and birth certificates for dependants
How to apply
Last verified 2026-07-27
Apply through a licensed agent
~14 daysMM2H applications are handled by licensed agents, which is effectively mandatory.
Conditional approval
~120 daysApproval in principle is issued after security and financial screening.
Place the deposit and collect the pass
~30 daysOpen the Malaysian account, place the fixed deposit, complete a medical, and have the pass endorsed.
Extending the stay
Extendable
Yes
Silver runs five years, Gold fifteen and Platinum twenty, each renewable while the deposit and presence conditions hold.
Tax and health
Tax
MM2H holders who become tax residents still benefit from the exemption on foreign-sourced income. Malaysian-sourced income is taxed normally.
Insurance
Required. Medical insurance valid in Malaysia for the applicant and all dependants.
Healthcare
Mandatory medical insurance and a medical examination.
Immigration and tax rules change without notice and depend on your nationality and circumstances. Confirm with the official source below or a qualified adviser before acting on anything here.
Good to know
- Sarawak-MM2H has materially lower financial requirements if you are happy to base yourself in Borneo
- Part of the fixed deposit can usually be released after twelve months for property or medical costs
- The programme was suspended and restructured once already; terms may change again
- Minimum annual presence requirements make this unsuitable for people who travel constantly
Official source
low confidenceOther ways into Malaysia