D7 Passive Income Visa
Residence for people with passive income of at least EUR 920 a month, leading to a two-year permit.
Visto de residência para titulares de rendimentos próprios
The D7 is Portugal's route for retirees and people with regular passive income: pensions, rent, dividends, royalties or interest. The minimum is the Portuguese minimum wage, EUR 920 a month in 2026, plus 50% for a spouse and 30% per child, and consulates usually expect twelve months of that amount in savings. The residence visa converts into a two-year residence permit renewable for three years, counting towards permanent residence and citizenship. Active remote-work income belongs on the D8.
At a glance
Initial stay
120 days
Per entry, before extension
Entries
Multiple
Application fee
90 EUR
Processing
30–90 days
Apply
At an embassy
Valid for
4 months
Max total stay
1,825 days
Income required
920 EUR/mo
The 2026 Portuguese minimum wage; a spouse adds 50% and each child 30%.
Savings required
11,040 EUR
Twelve months of the minimum wage, usually in a Portuguese bank account.
Other fees
- AIMA residence permit
- 170 EUR
Who can apply
Open to most passports, with 31 excluded.
Excluded passports (31)
Requirements
- EUR 920 monthly passive incomeRequiredRegular passive income of at least the minimum wage, EUR 920 a month in 2026, from pensions, property, investments or intellectual property.
- About EUR 11,040 in savingsAdvisoryConsulates usually expect twelve months of the minimum wage, EUR 11,040 in 2026, held in a Portuguese bank account.
- Health insurance covering the stayRequiredTravel or health insurance covering medical care and repatriation until you register with the national health service.
- Clean criminal recordRequiredA criminal record certificate from your country of nationality and residence, apostilled.
- For non-EU nationalsInfoEU, EEA and Swiss citizens do not need this visa: they can live and work in Portugal under free movement.
Documents to prepare
- Passport
- Proof of passive income
- Portuguese bank statements
- Portuguese tax number (NIF)
- Proof of accommodation
- Criminal record certificate
- Travel or health insurance
How to apply
Last verified 2026-10-12
Prepare NIF and bank account
~21 daysObtain a Portuguese tax number and open a Portuguese bank account for the savings.
Apply at the consulate
~60 daysSubmit the D7 at the Portuguese consulate or VFS centre covering your residence.
Attend the AIMA appointment
~90 daysEnter Portugal and attend the appointment that issues the residence permit.
Extending the stay
Extendable
Yes
Per extension
1,095 days
Where
In country
The visa lets you enter for the AIMA appointment, which issues a two-year residence permit renewable for three years.
Tax and health
Tax
Residents are taxed on worldwide income after 183 days; foreign pensions are generally taxable in Portugal now that the NHR regime has closed.
Insurance
Required. Travel insurance covering medical emergencies and repatriation.
Healthcare
Insurance until registration with the SNS.
Immigration and tax rules change without notice and depend on your nationality and circumstances. Confirm with the official source below or a qualified adviser before acting on anything here.
Good to know
- Rental income from a property you own counts as passive income
- Renewals expect you to have spent most of each year in Portugal
- Remote-work salaries belong on the D8, not the D7
- AIMA backlogs can delay residence cards
Official source
medium confidenceOther ways into Portugal