Terraced rice fields under morning mist in Bali

Indonesia

Bali runs the region's biggest nomad scene; the rest of the country is barely explored.

Indonesia

Digimad score

8.2

Very good

Best for Community + Surf + Nature

About

For most remote workers Indonesia means Bali, and Bali has become the single densest concentration of location-independent workers on earth. That brings real infrastructure, coworking that would not look out of place in Lisbon, and a social scene you cannot avoid even if you try. It also brings traffic that has outgrown the roads, a rental market priced in dollars, and a visa situation that improved substantially with the 2024 E33G remote-worker KITAS but still trips people up. Away from Bali, Jakarta is a serious business city that almost no nomads consider, and Yogyakarta and Lombok offer a fraction of the cost with a fraction of the community. Internet is good where it matters and unreliable where it does not.

CommunitySurfNatureCoworkingLow cost

Indonesia at a glance

Internet

90 Mbps median fixed, good reliability

Monthly budget

$1,800/mo comfortable, $900 lean

Best months

May, Jun, Jul, Aug

Community

Very high nomad density, good English

Key points

  • The E33G remote-worker KITAS gives a full year of legal residence for foreign-employed workers

  • Bali's coworking and events scene is the most developed in Asia

  • Fibre in Canggu, Ubud and Jakarta is solid; everywhere else, verify before committing

  • 183 days in any twelve months makes you an Indonesian tax resident

  • Healthcare outside Jakarta and Denpasar is weak, and serious cases get flown to Singapore

Essentials

Capital

Jakarta

Currency

IDR

Languages

Indonesian

Visa paths

4

Visa options

Cost of living

USD

Lean

$900/mo

Shared housing, local food

Comfortable

$1,800/mo

Private one-bed, coworking

Premium

$3,500/mo

Central, frequent dining

Local currency

IDR

Housing

Studio
$400
1-bed centre
$700
1-bed outside
$400
Coliving room
$550
Airbnb monthly
$900

Everyday costs

Local meal
$2
Mid-range meal
$12
Coffee
$3
Groceries/mo
$260
Coworking day
$12
Hot desk/mo
$150
Private desk/mo
$280
Transit pass
$0
Short ride
$2
Scooter/mo
$70
Gym/mo
$60

Bali splits into two economies. Eating at warungs and renting from a local landlord is genuinely cheap; the villa-and-brunch version costs more than southern Europe. Long-term villa rentals are usually quoted yearly and paid up front, which is the biggest cash-flow surprise for newcomers.

Internet & connectivity

Fixed line

90 Mbps

Mobile

30 Mbps

Data plan

$8/mo

eSIM

Supported

Reliability

Good

Public Wi-Fi

Good

Power stability

Fair
TelkomselXL AxiataIndosat

Biznet and Telkom IndiHome fibre reaches most of south Bali and Ubud at 50-300 Mbps. Villas advertise fibre that is sometimes a shared 4G router, so ask for a speed test before paying a deposit. Power cuts of an hour or two are routine in Bali.

Nomad community

Nomad density

Very high

English

Good

Coworking spaces

Outpost

$160/mo

Ubud & Canggu

Tropical Nomad

$150/mo

Canggu

B Work

$140/mo

Bali (multiple)

GoWork

$190/mo

Jakarta

Languages spoken

IndonesianBalineseEnglish

Meeting people

Bali runs on WhatsApp groups and coworking event calendars rather than formal meetups. There is something on every night in Canggu, from founder dinners to ecstatic dance, and the hardest skill is saying no.

The community skews toward e-commerce, coaching, content and crypto more than engineering. Jakarta's scene is corporate and local rather than nomadic.

Safety

Emergency 112

At night

Good

Solo female

Good

Petty crime

Fair

Common scams

  • Scooter rental damage claims for pre-existing scratches

  • Money changers with rigged counting, outside authorised outlets

  • Police stops targeting foreigners without an international driving permit

  • Villa deposits taken for properties the 'agent' does not control

Women travellers

Solo female travel in Bali is common and generally comfortable. Outside Bali, dress more conservatively, particularly in Aceh and rural Java.

LGBTQ+

Bali is relatively tolerant in practice, but Indonesia is broadly conservative and Aceh applies Sharia law. Public affection is unwise outside Bali's tourist areas.

The realistic risks are road accidents, theft from unlocked villas, and dengue. Violent crime against foreigners is rare.

Healthcare

Consultation

$35

Pharmacies

Good

Public system

Public facilities are basic and not a realistic option for foreigners beyond minor issues.

Private care

Private clinics in Canggu, Seminyak and Ubud handle routine care well. Serious trauma or complex surgery generally means evacuation to Singapore, which is why evacuation cover matters more here than almost anywhere else.

Insurance

Buy a policy that explicitly covers medical evacuation and motorbike riding. Both exclusions catch people out in Bali every week.

BIMC Hospital, Kuta and Nusa DuaSiloam Hospitals, Denpasar and JakartaMayapada Hospital, Jakarta

Getting around

Walkability

Poor

Public transport

Poor

Airports

  • DPSNgurah Rai (Bali)40 min
  • CGKSoekarno-Hatta (Jakarta)60 min
  • LOPLombok45 min
GojekGrabinDrive

Bali runs on scooters, and there is no realistic alternative for daily life outside Jakarta. Gojek and Grab cover both cars and motorbike taxis cheaply, though some areas have informal local-driver monopolies that block app pickups.

Climate & seasons

31ยฐC / 24ยฐC

Tropical rainforest and monsoon

Best months
MayJunJulAugSep
Shoulder
AprOct
Avoid
JanFeb

Rainy season

November to March in Bali and Java, with January and February the wettest

Air quality

Jakarta has serious air pollution year-round, frequently among the worst of any major capital. Bali's air is clean apart from traffic corridors.

Dry season from May to September is peak season for a reason: consistent sun, lower humidity and the best surf on the west coast.

All ratings

Nature access
9.6
Nightlife
8.6
Food scene
8.4
Mobile connectivity
8.2
Solo female safety
7.6
Family friendliness
7.4
English friendliness
7.2
Healthcare
6.4
Air quality
6.2
LGBTQ+ friendliness
5.0
Walkability
4.0

Getting in

Most Western passports can buy a 30-day visa on arrival (e-VOA) for IDR 500,000, extendable once by 30 days online. Longer stays need a C1 tourist visa applied for in advance, or a KITAS. All arrivals complete the electronic customs declaration, and Bali charges a IDR 150,000 tourist levy.

Visa run options

  • Singapore and Kuala Lumpur are both under three hours from Bali and cheap

  • e-VOA extensions are done online through the imigrasi portal without leaving

  • C1 tourist visas can be extended twice in-country, giving 180 days without a border run

Tax

Residency threshold

183 days

in any rolling 365 days

Income tax

5-35% progressive

Territorial system

No

Foreign income

Indonesian tax residents are in principle taxed on worldwide income. A concession introduced in 2021 lets certain foreign nationals with specific expertise be taxed only on Indonesian-sourced income for their first four years of residence, but it has conditions and is not automatic.

For nomads

The E33G KITAS is explicitly designed so the holder earns from outside Indonesia and is not taxed on that income locally, but crossing 183 days still makes you a tax resident with filing obligations. Get advice before your second year.

Social security

KITAS holders employed locally must join the BPJS health and employment schemes. Remote workers on the E33G are outside this.

Informational only, not tax advice. Indonesian rules on foreign nationals are unusual and worth a paid consultation.

Practicalities

Timezone

Asia/Jakarta, Asia/Makassar, Asia/Jayapura

Drives on

Left

Voltage

230V / 50Hz

Plug types

CF

Payments

Cash for warungs and local services, QRIS QR payments almost everywhere else, cards in larger venues. Always carry small notes.

Tipping

Not traditionally expected, though a 5-10% tip is now common in tourist-facing businesses in Bali.

Banking

A local bank account requires a KITAS. Wise and Revolut work well, and ATM withdrawal limits are low, so plan around IDR 2.5-3 million per withdrawal.

Alcohol

Legal and widely available in Bali and Jakarta, heavily taxed, and restricted or unavailable in conservative regions.

Local customs

Bali is Hindu while most of Indonesia is Muslim, and expectations differ sharply between them. Cover shoulders and knees at temples, never touch anyone's head, and use your right hand to give and receive.

Watch out for

  • Scooter accidents are the single biggest risk to nomads in Bali, and most policies exclude riding without a licence

  • Bali traffic between Canggu, Seminyak and the airport can double journey times in high season

  • Rabies is endemic in Bali; any animal bite means immediate post-exposure treatment

  • Working on a tourist visa is explicitly prohibited and enforcement has increased since 2024